$19
First Bank Action
A basic letter for a single charge you already know is unauthorized.
- Simple dispute wording
- Charge detail prompts
- Instant digital access
Self-serve. No bank login.
Unknown Charge Response
Unknown charge on your statement?
Identify the charge, verify the source, and understand your next steps before contacting your bank.
About EveryDaySolver
Built for confusing charge decisions.
EveryDaySolver is a consumer charge-identification resource for people who need to understand unfamiliar bank or card descriptors before they act. It helps users check billing clues, separate pending holds from posted charges, organize dispute information, and choose a practical next step. It is not a bank, law firm, credit repair company, or fraud investigation service.
The site exists because many people dispute too early, contact the wrong party, or miss subscription and merchant records that explain the charge. The goal is calmer verification and better-prepared decisions.
Checkout Confidence
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$47
Decision Engine
A verification-first system for identifying unclear charges and avoiding common dispute mistakes.
- Identify likely merchant and billing sources
- Check subscriptions, holds, receipts, and account records
- Understand whether to verify, cancel, contact the bank, or prepare a dispute
Recommended when you cannot confidently identify or resolve the charge.
$97
Full Dispute Package — Escalation Case File
Advanced dispute preparation for denied disputes, high-value issues, or escalation timelines after basic verification is not enough.
- Full template library
- Evidence timeline organizer
- Escalation response prompts
For high-stakes recovery efforts.
Secure delivery via Gumroad. EveryDaySolver does not access your financial accounts.
Methodology
A clearer path before you act.
Resolve the unknown first
The $47 system starts with identification: match the descriptor, check merchant and subscription sources, and separate pending holds from posted charges before you decide what to do.
Respond with the right action
Some charges need a merchant check, some need cancellation evidence, and some need a bank dispute. The system helps you choose the next step without promising a refund or outcome.
Not sure what the charge is?
Use the recommended $47 Decision Engine to identify the source, verify what happened, and reduce the risk of sending the wrong dispute information.
Open Decision Engine$19 remains available for a simple unauthorized charge you already understand.
Trust Boundary
What EveryDaySolver does and does not do.
EveryDaySolver provides guidance, checklists, and documentation structure for people trying to understand an unknown charge. It does not access your bank account, make dispute decisions for you, contact your bank, or guarantee refunds. You remain responsible for verifying your account records and deciding whether to contact the merchant, bank, or card issuer.
Privacy First
We never ask for bank logins. All tools are static templates and workflows you control locally.
Zero Persistence
Your financial data stays on your device. We provide the structure; you provide the details.
Evidence Grade
Designed around banking industry standards for transaction inquiries and formal disputes.
Frequently Asked Questions
Which recovery path should I choose?
The $19 First Bank Action is for single, clear charges. The $47 Decision Engine is for tracing unclear sources. The $97 Full Package is for complex or repeated issues.
Do I need to connect my bank account?
No. All tools are self-serve and do not require bank credentials or account linking.
Select Your Path
Choose the response path that matches the charge.
Guidance and documentation only. No bank login. No guaranteed outcome.