A charge you don’t recognize can come from a subscription, a saved-card merchant, or a trial that converted.
Something prompted you to check.
Identifying the source is what tells you whether this is a one-time charge or a recurring one.
Banks don’t show the real merchant name
Subscriptions don’t always stop when you cancel
Billing descriptors are intentionally masked
“Small recurring charges can add up over time.”
A self-service dispute letter template you fill in yourself, organized to help you present a clearer response to your bank or the merchant.
Disputes are stronger when the charge source, posted status, and evidence are clear before submission.
Disputes are stronger when the charge source, posted status, and evidence are clear before submission.
No bank login required. Your data stays on your device.
Still seeing a charge you don’t recognize?
If the charge is a subscription, it may keep billing until it is cancelled with the merchant or in your account settings. If you believe it is unauthorized, contact your bank or card issuer.
