What is the "KLARNA" Charge?
A "KLARNA" charge indicates a Buy Now, Pay Later (BNPL) installment payment. Klarna pays the merchant immediately, and you pay Klarna back in 4 interest-free installments every two weeks.
Don't Panic: This is a debt repayment for a purchase you made weeks ago. The confusion often arises because the bank statement says "Klarna" instead of the store where you bought the item (e.g., Sephora, Nike, Ticketmaster).
Common Reasons for This Charge
- Installment 2, 3, or 4: You paid the first part at checkout, but this is an auto-deduction for the later parts.
- "Pay in 30 Days": A delayed full payment for an item you tried on at home.
- Monthly Financing: A larger purchase being paid off over 6-12 months with interest.
Do You Have Other Hidden Charges?
If you forgot about this KLARNA installment, you likely have other lingering debts or subscriptions.
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