Identify the Charge. Stop the Repeat Billing.
Find what the charge likely is, what mistake to avoid, and what to do next before it bills again.
GET DISPUTE LETTER — $19No bank login. No card linking. Privacy-first guidance.
You should not have to guess what charged you.
Unknown descriptors, delayed card charges, and recurring billing labels can make a simple transaction look like fraud. The wrong dispute can waste time, miss the real source, or let the next billing cycle hit before you act.
From unknown charge to next action.
Find the charge
Start with the merchant descriptor, amount, timing, and whether the charge is pending or posted.
Understand the source
Separate subscriptions, delayed orders, temporary holds, family purchases, and unauthorized activity.
Take the correct next step
Use the right dispute wording and avoid sending a weak claim before you know what happened.
Choose the level of help you need.
The dispute letter is the entry point. Upgrade only if you need the full response workflow or complete package.
Entry offer
Dispute Letter Kit
Best for one suspicious or unauthorized charge when you need a bank-ready letter you can fill in quickly.
GET DISPUTE LETTER — $19Upgrade
Unknown Charge Response System
Best when you need help identifying the charge type, avoiding common dispute mistakes, and following the correct response path.
GET UNKNOWN CHARGE SYSTEM — $47Complete option
Full Dispute Package
Best if the charge is recurring, the first dispute may fail, or you need escalation and evidence organization.
GET FULL DISPUTE PACKAGE — $97Look up a specific charge
Open the directory if you want to search by merchant name or statement descriptor before choosing your next step.
OPEN CHARGE DIRECTORYDo not let the next billing cycle hit first.
If the charge looks suspicious, recurring, or unclear, start with the $19 dispute letter kit and act before the next statement closes.
GET DISPUTE LETTER — $19Instant access. No bank login required.