🚨 warning: banks report 34% increase in "billing masking" fraud this month. protect your account locally now.

2026 privacy-first protocol

stop giving bank logins to apps

the only bank statement analyzer that runs 100% locally. zero cloud uploads. zero snooping. recover hidden fees without creating vulnerabilities in 2026.

zero-knowledge architecture: we cannot see, store, or monetise your transaction data.
forensic audit 2026
vau registry compliant
iso 27001 technical standards
zero-knowledge encryption

top forensic audit dossiers

100% local processing

forensic bitstream parser

paste your statement descriptor below. our engine will extract the iso-8583 field 43 bitstream data locally on your device. zero cloud uploads. zero-knowledge compliant.

zero-knowledge architecture: all parsing runs locally in your browser. no data is transmitted to any server.

the forensic protocol v2026.a

f43 bitstream extraction

local isolation of field 43 raw data. zero cloud uploads. zero risk of pii exposure.

pattern matching v2026.a

cross-referencing 2.4k masked merchant descriptors using our proprietary forensic signatures.

legal reversal trigger

generating the regulation e 1005.11 dossier needed to force a refund from the bank within 48 hours.

verified technical reviews

technical peer review.

independent assessments from forensic analysts and payment compliance professionals.

"the only consumer tool that successfully identifies mid-hopping terminal signatures. essential for reg e dispute accuracy. we tested the de43 parser against our internal clearinghouse logs and the bitstream extraction matched on every transaction."

d. kessler

technical lead, global payments audit

"we've been dealing with vau relay bypass issues for years. this is the first platform that automates the regulation e 1005.11 provisional credit framework and generates a dossier that the compliance desk actually accepts without pushback."

m. okonjo

senior fraud analyst, tier-1 issuer (eu)

"the mcc 5735 vs 5942 classification engine caught three zombie subscriptions that our bank's own dispute team missed. the zero-knowledge architecture means i can recommend it to clients without a data-processing liability concern."

r. tanaka

compliance director, fintech regulatory consulting

choose your security tier.

stop the data leak. reclaim your financial sovereignty.

instant scan

€59 pocket cfo pro

the tool for diy forensics. identify f43 bitstream variants and hidden account mcids locally on your device.

  • local browser-based scanner
  • pattern matching library v2026.a
  • f43 decoder for microsoft & amazon
  • one-time license. zero-knowledge.
purchase local scan
recommended
expert intervention

€499 concierge audit

our forensic team handles the technical heavy lifting for you. global data retrieval dossier included.

  • 20-page forensic technical dossier
  • vau/abu legal revocation protocol
  • priority 48-hour case turnaround
  • support for regulation e 1005.11
book expert audit

🔥 4 concierge spots remaining for january 2026