🚨 warning: banks report 34% increase in "billing masking" fraud this month. protect your account locally now.
the only bank statement analyzer that runs 100% locally. zero cloud uploads. zero snooping. recover hidden fees without creating vulnerabilities in 2026.
clarity requires action, not automation. we do not sell dashboards. we provide structured frameworks that force precision and control.
Preparing a dispute? Review our Dispute Recovery Toolkit before contacting your bank.
Forensic deep-dives into the most common hidden billing descriptors appearing on bank statements in 2026.
Decode Xbox, Azure, and M365 billing descriptors and VAU loops.
amzn mktp usIdentify marketplace sellers and clearinghouse latency triggers.
chaseUnmask legacy bridge descriptors and internal liquidity sweeps.
apple.com/billTrace App Store renewals and hidden family sharing leaks.
google holdUnderstand pending authorization holds and service renewals.
amzn digitalPrime, Kindle, and Audible subscription billing audit.
office 365Analyze recurring productivity suite pulls and license renewals.
paypalIdentify hidden billing agreements and pre-approved payments.
ADOBEDecode Creative Cloud, Stock, and Acrobat billing descriptors and VAU loops.
AIRBNBIdentify booking fingerprints and unauthorized reservation triggers.
AMZN PRIMETrace recurring membership fees and hidden family sharing leaks.
APPLE ITUNESDecode media purchases, app subscriptions, and iCloud storage resets.
ASANAAnalyze seat-based billing and enterprise workspace license renewals.
BARK.COMUnderstand parental control subscriptions and lead generation fee loops.
CANVAIdentify Pro and Team plan renewals and stock asset purchase holds.
DISCORDTrace gaming subscription renewals and server boost billing agreements.
DISNEY+Decode streaming bundle renewals and legacy Hulu/ESPN bridge charges.
DOORDASHIdentify DashPass subscription holds and merchant delivery latency.
EBAYUnmask seller fee descriptors and eBay Plus recurring membership pulls.
ETSYDecode marketplace seller fees and Etsy Plus subscription billing.
FIGMAAnalyze Professional and Org seat upgrades and editor license renewals.
GODADDYTrace domain renewals, hosting plans, and privacy protection fees.
GOOGLE ONEIdentify Google One storage tiers and workspace subscription renewals.
HBO MAXDecode Max streaming renewals and third-party app store billing loops.
Analyze CRM seat upgrades and marketing hub license renewals.
HULUDecode streaming subscription tiers and add-on network billing cycles.
INSTACARTIdentify grocery delivery service holds and recurring Express membership fees.
LIFELOCKTrace identity protection renewals and Norton 360 bundle billing loops.
LINKEDINDecode Premium Career and Sales Navigator recurring subscription pulls.
LYFTIdentify ride-share authorization holds and monthly Pink membership fees.
MONDAY.COMAnalyze project management seat-based billing and annual license renewals.
NOTIONIdentify workspace upgrades, AI add-on fees, and team member license pulls.
PAYPALDecode transfer fees and wallet-to-bank liquidation timestamps.
QUICKBOOKSTrace accounting software payroll fees and monthly bookkeeping pulls.
SHOPIFYIdentify store subscription tiers, app usage fees, and merchant processing holds.
SLACKAnalyze Pro and Business+ seat upgrades and workspace renewals.
paste your statement descriptor below. our engine will extract the iso-8583 field 43 bitstream data locally on your device. zero cloud uploads. zero-knowledge compliant.
local isolation of field 43 raw data. zero cloud uploads. zero risk of pii exposure.
cross-referencing 2.4k masked merchant descriptors using our proprietary forensic signatures.
generating the regulation e 1005.11 dossier needed to force a refund from the bank within 48 hours.
independent assessments from forensic analysts and payment compliance professionals.
"the only consumer tool that successfully identifies mid-hopping terminal signatures. essential for reg e dispute accuracy. we tested the de43 parser against our internal clearinghouse logs and the bitstream extraction matched on every transaction."
d. kessler
technical lead, global payments audit
"we've been dealing with vau relay bypass issues for years. this is the first platform that automates the regulation e 1005.11 provisional credit framework and generates a dossier that the compliance desk actually accepts without pushback."
m. okonjo
senior fraud analyst, tier-1 issuer (eu)
"the mcc 5735 vs 5942 classification engine caught three zombie subscriptions that our bank's own dispute team missed. the zero-knowledge architecture means i can recommend it to clients without a data-processing liability concern."
r. tanaka
compliance director, fintech regulatory consulting
stop the data leak. reclaim your financial sovereignty.
the tool for diy forensics. identify f43 bitstream variants and hidden account mcids locally on your device.
"the clarity alone was worth 10x the price."
our forensic team handles the technical heavy lifting for you. global data retrieval dossier included.
"this was a precise breakdown of what was broken."
🔥 4 concierge spots remaining for january 2026