What is the SKM/SHM Charge?
A "SKM/SHM" descriptor is one of the most critical to audit. In forensic reporting, it often denotes a **suspected ATM skimmer** or an unauthorized hardware-based transaction.
URGENT SECURITY ALERT
If you did not withdraw cash at a physical machine in the last 24 hours, contact your bank. You must audit your history for "card testing" patterns used by hackers.
Secure Your Account
Don't just look for one charge. Run a professional-grade forensic audit to identify illegal leakage and unauthorized access.