everydaysolver provides instant digital products and educational charge-verification materials. these self-service templates, systems, and downloadable materials help customers organize their own evidence, understand common billing patterns, and prepare for conversations with a merchant, payment provider, or bank.
gumroad handles checkout, payment processing, purchase receipts, and immediate digital file delivery. everydaysolver does not manually fulfill orders, complete service sessions, or delay delivery for analyst processing.
everydaysolver does not collect, request, accept uploads of, store, analyze, or process customer bank statements or other transaction evidence. do not upload or email financial documents to everydaysolver. the zero-persistence model means everydaysolver does not retain customer bank statements or transaction evidence as part of using these products.
everydaysolver does not access bank accounts, card accounts, merchant accounts, apple ids, google accounts, microsoft accounts, paypal accounts, or any other customer accounts.
the products are informational, educational, and self-service only. everydaysolver does not provide legal advice, financial advice, personalized bank representation, analyst review, manual investigation, dispute filing, or communication with a merchant, payment provider, or bank on a customer's behalf.
customers are responsible for checking their own transaction evidence and deciding whether to contact a merchant, payment provider, or bank. a descriptor match or completed template does not establish that a charge is fraudulent, require a bank to approve a dispute, or guarantee a refund, recovery, or other dispute outcome.
because products are delivered digitally through gumroad, customers should review the product details and refund terms shown at checkout before purchasing. if there is a purchase or file delivery problem, use the support information provided with the gumroad receipt. submitting a refund request does not guarantee that a refund will be approved.
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Still seeing a charge you don’t recognize?
These charges don’t stop on their own. Most people lose money because they ignore them.
Most users lose disputes because they submit too late or use incorrect wording.
